High Court Affirms Trustee’s Right to Retire and Appoint Replacement Trustee

In Lai Kiat Yeong v HSBC (Malaysia) Trustee Berhad [2025] CLJU 418, the High Court dismissed an action brought by the appointor of a trust (“Appointor”) to restrain HSBC Malaysia (Trustee) Berhad (“HSBC Trustee”) from appointing Amanah Raya Berhad (“ARB”) or any other person as a replacement trustee.
 
Key points 
  1. A valid notice under section 12(5) of the Public Trust Corporation Act 1995 (“PTCA”) must contain a “direct and definite statement” of the proposed appointment of a new trustee. General statements or expressions of intention to seek court directions do not suffice and the recipient’s right to object under section 12(6) of the PTCA does not arise. 

  2. A trustee may retire and appoint a replacement trustee under section 40(1) of the Trustee Act 1949, and should not be compelled to continue to act as trustee against its wishes if reasonable cause for retirement is shown. 
Brief facts
 
The Defendant, HSBC Trustee was the sole trustee of a family trust established in 1983 (“Trust”). In 2016, HSBC Trustee informed the Appointor that it intended to exit the trustee services business which is now a legacy business of HSBC Trustee. Pursuant to this, HSBC Trustee also informed the Appointor that it no longer provides trustee services for private trusts and requested the Appointor to take steps to appoint a replacement trustee pursuant to the terms of the Trust Deed.
 
The Appointor initially agreed and requested HSBC Trustee to provide particulars of potential replacement trustees. However, the Appointor ultimately did not proceed with the appointment, as he was unable to accept the proposed terms and conditions of the replacement trustee.
 
In 2023, HSBC Trustee issued a letter to the Appointor giving notice that it would apply to the court for directions, and this could possibly result in the appointment of ARB as the new trustee, and that all costs and expenses regarding the exit would  be borne by the Trust (“the Letter”). The Appointor then filed an originating summons (“OS”) at the High Court, alleging, inter alia, that the Letter served as a notice of proposed appointment of ARB under section 12(5) of the PTCA, and that HSBC Trustee had failed to explain any reasonable cause to justify its retirement.
 
Decision of the High Court
 
The issues before the High Court were as follows: 
  1. Whether the Letter served as a notice required under section 12(5) of the PTCA; and 

  2. Whether HSBC Trustee was empowered to appoint a new trustee if the Appointor was unwilling to do so; 
Whether the letter served as a notice required under section 12 of the PTCA
 
The High Court held that the letter did not amount to a notice under section 12(5) of the PTCA, as it did not contain a “direct and definite statement” that HSBC Trustee intends to appoint ARB as the replacement trustee. The OS was therefore premature. Section 12(5) and (6) of the PTCA provides:
 
(5) Notice of any proposed appointment of the Corporation either as a new or additional trustee shall, where practicable, be given to all persons beneficially interested who are resident in Malaysia and whose addresses are known to the person proposing to make the appointment, or, if such beneficiaries are minors, to their guardians.
 
(6) If any person to whom such notice has been given applies to the Court within twenty-one days from the receipt of the notice, the Court may, if having regard to the interest of all the beneficiaries it considers it expedient to do so, make an order prohibiting the appointment being made:
 
Provided that a failure to give any such notice shall not invalidate any appointment made under this section.
 
In contrast, the High Court found that the Letter merely served to inform the Appointor that it would be in the best interest of the Trust for HSBC Trustee to seek directions from the court to resolve the issues pertaining to the appointment of a new trustee, and that such an application could potentially result in ARB’s appointment if allowed by the court. The Appointor’s action under section 12(6) of the PTCA was thus deemed premature as the Letter was not a section 12(5) notice.
 
Whether HSBC Trustee was empowered to appoint a new trustee
 
The High Court referred to M'Ewan v Drummond [1857] D 936 where it was held:
 
“... It has been said, in a case reported by Lord Hailes, that "trustees must not imagine that whenever they are tired of their office they can slip their necks out of the collar and leave the trust to be extricated by the Court;" and it is an old principle, that if once a trustee accepts office, he cannot get rid of it by mere caprice. Now, a judicial factor is just a trustee, and if he accepts office he must assign reasonable cause for resigning ...”
 
The High Court further held that HSBC Trustee was entitled to retire and appoint a new trustee pursuant to section 40(1) of the Trustee Act 1949 and the provisions of the trust deed. This finding was premised on the Appointor’s inability and unwillingness to appoint a new trustee, as well as HSBC Trustee’s explanation that it is exiting from the “trustee services business” being accepted by the Court as a reasonable cause and sufficient reason for its retirement.
 
Comment
 
Whilst the Court recognised that Section 40 of the Trustee Act 1949 allows a trustee to be discharged and the trust instrument gives express power to the trustee to appoint new trustee, the Court nevertheless also considered the reasons behind the resignation. By doing so, the Court acknowledged that the role of trustee carries serious responsibilities, and it is important to maintain the continuity and effective administration of the trust. This decision underscores the flexibility built into trust law to ensure trusts can be managed efficiently even as trustees change.
 
Our Ms Claudia Cheah (Partner) and Cik Aufa Radzi (Partner) acted as counsel for HSBC Trustee in this case.

This article/alert contains general information only. It does not constitute legal advice nor an expression of legal opinion and should not be relied upon as such. For further information, kindly contact skrine@skrine.com.